USAA is actually the cheapest of these three insurers and, like Geico, operates in all 50 states and D.C. Minimum coverage auto insurance costs $223 for a six-month policy, on average, which is the lowest rate by far. We list USAA last of these three insurers as only active military members, veterans and their families will be eligible.
What is the cheapest and best car insurance?
Erie: Cheapest overall company
State Farm: Cheapest company after getting into an accident
USAA: Cheapest company for military families
Metromile: Cheapest company for low-mileage drivers
Geico: Cheapest company for those with a poor credit history
What cars have cheap insurance rates?
Subaru Outback. The Subaru Outback comes with the added bonus of the nation’s most affordable insurance rates.
Chevrolet Colorado. The average annual premium for the Chevrolet Colorado is$1,414.
Ford Escape.
Fiat 500x.
Subaru Crosstrek.
Jeep Compass.
Honda HR-V.
Buick Encore.
GMC Sierra.
Toyota Tacoma
How to find the cheapest auto insurance?
Raise Your Deductible. Choosing a higher deductible is a sure-fire way to get cheaper car insurance. But is it worth it?
Adjust Your Coverage Limits (But Within Reason) The cheapest auto insurance will almost always be state minimum insurance.
Look For Discounts. Most insurers offer a menu of car insurance discounts that can snag you significant savings on your policy.
Work on Your Credit Score. Did you know that your credit can affect your car insurance rates?
Practice Safe Driving. All the discounts and high deductibles in the world can’t get you a cheap car insurance policy if you have a bad driving record.
Sign-up For Telematics or Usage-Based Insurance. Opting for a pay-per-mile policy is one of the best ways to get cheap auto insurance — if you drive less than the average
