Can you finance plastic surgery with bad credit?
Can you finance plastic surgery with bad credit?
Can You Get Approved for A Cosmetic Procedure With Bad Credit? Credit cards can carry high-interest rates if you have bad credit. A better option may be a personal loan to pay for cosmetic procedures not covered by health insurance. Plastic surgery financing means you can pay your plastic surgeon upfront in full.
What is the best way to finance cosmetic surgery?
Here are five additional plastic surgery financing options:
- Enroll in a payment plan through the surgeon.
- Utilize a medical credit card like CareCredit.
- Use a credit card with a 0% APR offer.
- Take out a fixed-rate personal loan.
- Budget and save up in advance.
Can you get finance for cosmetic surgery?
Many cosmetic surgeons and aesthetic professionals are now offering finance and payment options of their own. Guidelines have been established to help patients from finance ‘schemes’ which have hidden costs or are misleading.
Is it easy to get approved for care credit?
For the best approval odds with CareCredit, you’ll need a credit score of 620 or higher. However, some users report approval with scores around 600. If you’re score is lower than 600 you’ll have a hard time getting approval.
Does Cosmos Clinic have payment plans?
We take all payment options at Cosmos including card payments, cash and you can get financing but you need to arrange your own financing.
Does Medipay do a credit check?
We may collect Financial Information so that we can assess your credit application, your suitability as a guarantor, or to manage your credit with us.
Does CareCredit cover liposuction?
Yes. If approved, you can use your CareCredit credit card at locations within the CareCredit network to finance your tummy tuck and other cosmetic procedures, such as liposuction, a mommy makeover or breast augmentations.
Why did I not get approved for CareCredit?
If you’re considered high-risk, you may be denied credit entirely or you may be offered a loan with a very high interest rate. If you have good credit and present a low risk, the lender may decide that you should be approved and may offer you their most competitive rates.
