What does garage address mean?

What does garage address mean?

The garaging address is the location where a policyholder’s car is usually parked at night. There reasons for why a policyholder would misstate their garaging address range from unintentional mistakes to intentional garaging fraud. For example, policyholders might forget to update their garaging address after moving.

What is a proof of garaging address?

Proof of Garaging Address The document must show the insured’s name and a complete address (no PO Boxes) matching the garaging address on the policy. Acceptable documents include: Current homeowners insurance summary/declarations page, including Progressive HomeAdvantage (PHA)

What does garaged mean for insurance?

If the insured intends to keep the vehicle in another state during the policy period, and does keep the vehicle in another state, the policy likely should be written for that particular state. …

What is garaging zip?

A garaging ZIP or address refers to where you park your car the majority of the time, whether it’s in a driveway or garage or on the street. Typically, that’s where you live, at your primary residence, and so the ZIP code in your address would be the garaging ZIP.

Why do insurance companies ask where you park your car?

Insurers will ask this question because they must consider the risk involved. Depending on whether your car is stored in a driveway, street or garage, the insurer will consider the likelihood of theft and other factors, to provide you with a quote.

What happens if you lie on car insurance?

Providing false information can invalidate your policy. This means that the insurer has the right to cancel your policy, leaving you unprotected in the event of a claim and also possibly treating you as an uninsured driver. You can find out the consequences of driving uninsured here.

Do insurance companies ask for proof of address?

“Car insurance carriers may require proof of address if you have recently moved or if they are receiving conflicting address information from public records. This is to make sure they are rating you at the proper garaging location and giving you a rate close to the average of other drivers in your area.

How does your insurer classify where a vehicle is principally garaged?

A vehicle is generally “principally garaged” in the physical location where it is kept most of the time. A vehicle that is kept in a single location for four months was “principally garaged” in that location even though the owner did not intend to reside there permanently.

What is a low vehicle?

A LSV is a four-wheeled vehicle with an attainable speed of more than 20 miles per hour, but no more than 25 miles per hour on a paved surface. It cannot be powered by gas or diesel fuel and must comply with federal safety standards as noted in 49 CFR 571.500.

What is a qualified zip code?

Qualifying Zip Code means a zip code included in the County’s Local and Targeted Worker Hiring Policy (“LTWHP”) adopted by the Board.

What is rate evasion?

Rate evasion refers to when an individual materially misrepresents information on an insurance application. The applicant evades a higher premium, or obtains insurance she may not be eligible for, by submitting or omitting material information on the insurance application.

Does it matter where you park your car?

Although convenience is important, parking midway down an aisle of parking spaces is often better than parking in a space close to the beginning of an aisle. Your vehicle will be less likely to be totally surrounded by other vehicles and there will be less traffic when you enter and exit the space.