Is the red-cockaded woodpecker rare?

Is the red-cockaded woodpecker rare? Once fairly common in the southeastern United States, this bird is now rare, local, and considered an endangered species. It requires precise conditions within mature pine forest, a habitat that is now scarce. How long do red-cockaded woodpeckers live? Red-cockaded woodpeckers have been recorded living up to 12 years, but […]

Is a 1099 employee covered by liability insurance?

Is a 1099 employee covered by liability insurance? The short answer is ‘yes. ‘ Independent contractors do need insurance, and for a variety of reasons. In addition to liability insurance, an independent contractor may need other forms of insurance, including errors and omissions insurance, workers’ compensation, and possibly a business owners policy. Are independent contractors […]

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