Can I look up if someone filed for bankruptcy?
Can I look up if someone filed for bankruptcy?
All of the documents filed in a bankruptcy proceeding are available as public record. You can use the Public Access to Court Electronic Records (PACER) service to look up bankruptcy records online. If you know the case number you can do a bankruptcy case number search to find the information you need.
Where do bankruptcies get published?
Bankruptcy is Public Record While only your creditors and potentially your employer will need to be notified specifically that you filed bankruptcy, the fact that you did file is saved on a website called Public Access to Court Electronic Records (PACER).
Will my employer know if I file Chapter 7?
In a Chapter 7 bankruptcy, your employer typically will not know that you filed. In a Chapter 13 bankruptcy, your employer usually will be notified because your monthly payment comes out of your paycheck.
What happens when you file a petition for bankruptcy?
About Bankruptcy. Filing bankruptcy can help a person by discarding debt or making a plan to repay debts. A bankruptcy case normally begins when the debtor files a petition with the bankruptcy court. A petition may be filed by an individual, by spouses together, or by a corporation or other entity.
Who can file for bankruptcy in New York?
A petition may be filed by an individual, by spouses together, or by a corporation or other entity. All bankruptcy cases are handled in federal courts under rules outlined in the U.S. Bankruptcy Code. There are different types of bankruptcies, which are usually referred to by their chapter in the U.S. Bankruptcy Code.
Should I send an explanation letter before filing bankruptcy?
Even people who file bankruptcy need credit. Sending an explanation letter to potential creditors may make the difference between getting a loan or for credit approval. The consumer has a better chance of getting credit if they have a steady income and have made regular payments for at least six months.
Why did I have to file for bankruptcy?
Some consumers want to tell their creditors why they had to file for bankruptcy to explain why they could not pay the bills they promised to pay when they got the loan or credit card. To apologize for not paying the lender back, even though filing for bankruptcy is legal. While this may not satisfy the lender, it may make the borrower feel better.
