Can you have 3 people on mobility insurance?

Can you have 3 people on mobility insurance?

Your Motability Scheme lease includes insurance for up to three named drivers, so if you don’t want to or aren’t able to drive yourself, your car can be driven by a family member, friend or carer.

Can I add a third driver to my insurance?

You can usually add up to four. Contact your insurer and tell them you want to add another driver to your policy. You’ll probably have to pay a fee for making changes to your policy, even if the price of your premium doesn’t change.

Can my wife use my Motability car for work?

Only you or your spouse can use the Motability vehicle to commute to work. While you or your spouse can use the vehicle to travel to work, neither of you can’t use it for any unauthorised business purposes like as a delivery vehicle or taxi.

How many drivers can be insured on a car?

Most insurance providers will let you add up to five named drivers to your policy. These could include your partner, or a son, daughter or relative who has recently learned to drive, for example. If someone is added as a named driver, it means they can occasionally use your car.

How many drivers can I have on my Motability insurance?

three
Up to three named drivers are included as part of your lease; these can be yourself, friends, family or carers. Two named drivers can be nominated when you place your application, then if you require a third driver during your lease, they can be added by contacting RSA Motability.

Can you be insured on 2 Motability cars?

Can one household have two customers who are both on the Motability Scheme? There are no restrictions to the number of Motability Scheme cars within a household, as long as all individual applicants are each in receipt of a qualifying mobility allowance and meet the eligibility criteria.

Can you have 2 main drivers on the same car?

Is it illegal to have two policies on one car? No, doubling up on your car insurance isn’t illegal. However, if you make a claim from two insurance providers, you can’t try and claim for the full amount from each of them.

Can my son drive my Motability car?

Only drivers listed as permitted drivers on the Certificate of Motor Insurance are insured to drive your Motability Scheme car. In practice, this means other named drivers in the household can use the car for shopping and other routine activities, as long as the disabled person will benefit.

Can I be main driver on 2 policies?

When getting a new car insurance quote, you will be able to add up to three named drivers to your policy with most insurers and comparison sites, and you will need to provide some basic details about each named driver, such as: Title, first and last name.

Can I have a Motability car and another car?

A lease means that you can use the Motability Scheme car for 3 years and will give it back to us at the end of the agreement. You can then lease another car if you wish. We include an insurance package covering up to 3 named drivers.

Can I add a third driver to my Motability lease?

Motability have changed their guidelines to include the option of adding a third driver for no additional charge. Two named drivers can be nominated when you place your order, and if you find that you need to add a third driver during your Motability lease, they can be added by getting in touch with RSA Motability.

Who is insured to drive my Motability car?

Only drivers listed as permitted drivers on the Certificate of Motor Insurance are insured to drive your Motability car. Remember, the car must be used by, or for the benefit of, the disabled person.

Can a provisional licence holder drive in a Motability Scheme vehicle?

Only one named driver under 21 is permitted – this could be the disabled customer, or another driver living at the same address. Provisional licence holders can also learn to drive in Motability Scheme vehicles, provided a few other conditions are met. We will only accept drivers who have a legally valid driving licence.

Who can drive my car with RSA Motability?

Speak to your dealer or RSA Motability (RSAM) Opens in new window for more information. Only drivers approved by RSAM’s standard insurance underwriting criteria and named under the permitted drivers section of your Certificate of Motor Insurance are covered to drive your vehicle.