What does Aflac pay you for?
What does Aflac pay you for?
Aflac pays cash benefits for covered accidental injuries directly to you, unless assigned. Your own peace of mind and the assurance that your family will have help financially are powerful reasons to consider Aflac. The financial impact of an accident is often surprising.
Is Aflac only available through an employer?
Where to buy supplemental insurance. Some supplemental insurance can only be purchased through a payroll deduction from an employer, including short-term disability insurance, which is offered by Aflac and other companies. Unlike most insurance companies, though, Aflac focuses on supplemental insurance.
Does Aflac pay me or the hospital?
INITIAL ACCIDENT HOSPITALIZATION BENEFIT: Aflac will pay $1,000 when a Covered Person is admitted for a Hospital Confinement of at least 18 hours for treatment of Accidental Injuries sustained in a covered accident or Aflac will pay $2,000 if a Covered Person is admitted directly to an Intensive Care Unit of a Hospital …
Does Aflac pay medical bills?
If you own an Aflac policy, your cash benefits can be used to help pay your deductible and any leftover medical bills, the mortgage or rent, utilities or other expenses you may have.
How much does Aflac pay for emergency room visit?
HOSPITAL EMERGENCY ROOM BENEFIT: Aflac will pay $100 when a Covered Person receives treatment for a covered Sickness or Accidental Injury in a Hospital Emergency Room, including triage, and a charge is incurred for such treatment. This benefit is payable twice per Calendar Year, per Covered Person. No lifetime maximum.
How long do you have to have AFLAC before you can use it?
Both the policy and the rider must remain in force for five consecutive years for you to be eligible for the Aflac Value Benefit. If the rider is issued after the Effective Date of the policy, the initial consecutive five-year period begins on the rider Effective Date.
How much does AFLAC pay for emergency room visit?
Does Aflac pay your medical bills?
If you own an Aflac policy, your cash benefits can be used to help pay your deductible and any leftover medical bills, the mortgage or rent, utilities or other expenses you may have. They’re your benefits, so you can use them your way.
How much does Aflac pay for wellness check?
Wellness Benefit After the policy has been in force for 12 months, Aflac will pay $60 if you or any one family member undergoes routine examinations or other preventive testing during the following policy year.
Does Aflac pay ambulance?
Ambulance Benefit Aflac will pay $200 for ground ambulance transportation or $1,500 for air ambulance transportation if a covered person requires ambulance transportation to a hospital or emergency center for injuries sustained in a covered accident.
Does Aflac cover colonoscopy?
Aflac will pay $75 per calendar year when a charge is incurred for one of the following: breast ultrasound, biopsy, flexible sigmoidoscopy, hemocult stool specimen, chest X-ray, CEA (blood test for colon cancer), CA 125 (blood test for ovarian cancer), PSA (blood test for prostate cancer), thermography, colonoscopy, or …
Is Aflac a good insurance?
Looking at the positive news first, AFLAC Insurance is a good place to turn when you want insurance protection that goes above and beyond traditional insurance. Even if you are already covered by a policy for health, disability, etc., AFLAC Insurance will still be more than happy to sell you an additional policy.
Does Aflac offer health insurance?
Aflac offers a variety of supplemental insurance policies, although it’s is best known for its cancer health insurance. Supplemental insurance policies from Aflac include accident insurance, cancer, dental, hospital stays, life, short term disability and vision. Aflac’s approach is to pay cash benefits directly to the policyholder.
Does Aflac actually pay out on claims?
Once you file a claim and are approved, you’ll receive the payout associated with your policy. How you receive your payout will depend on which type of insurance you have through Aflac. Once you file a claim, you’ll receive cash benefits that are paid directly to you. Your cash benefit will be based on a fee schedule determined in your policy.
What are types of life insurance does Aflac offer?
Term. The policy is set in place for a specific amount of time and premiums tend to be cheaper.
