What is TransUnion Interactive on my credit report?
What is TransUnion Interactive on my credit report?
What Is TU Interactive? The TU in TU Interactive is short for TransUnion. You may have heard of TransUnion before. It’s one of the three major credit reporting bureaus, along with Equifax and Experian. TU Interactive is the bureau’s consumer side, which offers credit monitoring services at a low subscription fee.
Is TransUnion the same as TransUnion Interactive?
TransUnion Interactive, Inc. is the consumer subsidiary of TransUnion, a global leader in credit and information management, which maintains credit histories on an estimated 500 million consumers across the globe.
What type of credit score does TransUnion use?
VantageScore® 3.0
TransUnion uses the VantageScore® 3.0 credit score. Get more information about VantageScore.
Is 724 a good credit score TransUnion?
Good credit A credit score of 660 to about 724 is considered good and lenders will typically view these customers as low-risk borrowers. They’ll likely be offered better interest rates as they’ve demonstrated responsible credit behaviour. Scores from 725 to 759 are considered very good.
Why does TransUnion have no credit score?
You haven’t yet established credit If you’ve never had a traditional credit account, such as a car loan or credit card, or of it’s been several years since you’ve had traditional credit, and your credit has been inactive for years, TransUnion may not have enough information on file to provide a credit score.
Does TransUnion use FICO?
For example, the VantageScore credit score is based on a scale from 500 to 990 – whereas FICO (the original credit scoring model created by Fair Isaac Corporation) is based on a scale from 300 to 850….TransUnion® Credit Monitoring.
| Bureaus Checked | 3 Bureaus |
|---|---|
| Monthly Cost | $99.95/year |
| Reputation Score | 8.5/10 |
Is 812 a good credit score?
Your 812 FICO® Score falls in the range of scores, from 800 to 850, that is categorized as Exceptional. Your FICO® Score is well above the average credit score, and you are likely to receive easy approvals when applying for new credit. 21% of all consumers have FICO® Scores in the Exceptional range.
What is the highest TransUnion score?
850
Understanding credit score ranges A good score with TransUnion and VantageScore® 3.0 is between 720 and 780. As your score climbs through and above this range, you can benefit from the increased freedom and flexibility healthy credit brings. Some people want to achieve a score of 850, the highest credit score possible.
How to get a free credit report from TransUnion?
– Visit AnnualCreditReport.com and click “Request your credit reports.” – Provide the information requested, including your Social Security number, date of birth, and address. – Verify your identity. – Select the TransUnion credit report, and any other credit reports you’re eligible to receive as desired. – Receive your credit report.
How do I unfreeze my credit with TransUnion?
Request a temporary credit unfreeze. When a consumer freezes his credit, the reporting agency assigns a personal identification number. Unfreeze your credit report by contacting each reporting agency (TransUnion, Equifax and Experian ) and providing the PIN.
What is TransUnion credit report?
TransUnion Credit Report. The TransUnion Credit Report is a comprehensive report with key data, including a consumer’s current and previous phone numbers and the 24-month payment history for each tradeline. Our database maintains more than 20 million Canadian consumer credit files, which are updated and monitored regularly.
How do I get copy of my credit reports?
Under federal law you are entitled to a copy of your credit report every twelve months. To obtain a free credit report go to www.annualcreditreport.com. There, you can get your credit report from all three credit reporting agencies — Experian, Equifax and TransUnion — once every 12 months. If you have been turned…
